Rubino & Liang Wealth Partners

The Market or the Mattress?

Over the last 12 months or so, the market appears to be down. In fact, when I logged into my own Vanguard account in January of this year, I discovered that one of my funds was down -8% and the other -10%.

RMD’s – Required Maximum Destruction!

I know…RMD’s don’t actually stand for that. They stand for Required Minimum Distributions. Anyone over age 70 ½ knows what they are. It’s when the IRS requires you to take a mandatory withdrawal from your IRA’s so they can tax you on it.

What’s Your Resolution This Year?

What do the New Year’s Eve Ball and the stock market have in common? They both started the year dropping. The difference is one signals promise and hope for the New Year, and the other signals…well, we might not want to think about what it signals.

Made in Japan

I was born in Hong Kong.  I didn’t grow up playing baseball or riding bikes because in Hong Kong, there’s no space for those things.  If you rode a bike down the street, you’d get hit by a car!

Another Kind of Independence Day

July 4th is a big day in our country’s history:  Independence Day.  It’s the day we told the Brits we were going to be our own country.  We haven’t looked back since.