Rubino Online Wealth Partners, a financial plan is not a stack of papers that are difficult to follow, but rather a process. A process that leads to a comprehensive plan that becomes your North Star. On it are identified goals and actions that we can refer back to over time to make sure we stay on track. We call our process the three sixty five retirement plan. It's not a cookie cutter plan that's good for every single person, but rather a framework that focuses on five key areas. Over the years, working with hundreds of families and individuals, we continue to hear that these key areas are the most important, income, investments, tax planning, health care, and then legacy. Each of these will apply to people differently. For example, not everyone will benefit from the exact same tax planning strategy. One of the partners here at Rubino and Lang will walk you through the three sixty five retirement plan framework to help you discover how each of these key areas will apply to you individually. It starts with a retirement income plan followed by an investment plan to support your goals. Tax planning is forward looking, which is why we help you properly structure your retirement accounts. And you wanna make sure your health care costs, expected or unexpected, are included and budgeted for. Legacy ensures that your future years and passing assets to your family will be hassle free. This is all part of helping our clients build their own three sixty five retirement plan, working every day of the year so you don't have to. One thing that financial plans are not is that they're not set it and forget it type of thing. Over the years of working together, we will continue to monitor your situation so that you can take advantage of opportunities that may come up. At the end of the day, people wanna know that they have somebody by their side that they can lean on to and through a worry free retirement.