Rubino & Liang Wealth Partners
Our planning framework addresses five key areas:
Income
Investments
Tax Planning
Healthcare
Legacy
During the Explore Session, we have three goals:
1. You get to express all of your concerns with your financial future.
2. You learn a bit more about your advisor and whether or not you think you would want to work with them.
3. You learn everything you need or want to know about Rubino & Liang Wealth Partners and the 365 Retirement Plan process.
If we mutually feel we can be of beneficial service to you, then we will engage in planning and will meet again to get started with the Design session.
Income Distribution – Create a steady monthly income that optimizes your Social Security, considers the tax impact of withdrawal order, and aligns with your unique spending narrative.
Investment Strategies – Align your investment portfolio to support your goals, including increasing your withdrawals to allow your lifestyle to keep up with inflation.
Tax Planning – Using advanced OCR technology, our software will read your tax return and create a customized, white labeled tax report complete with relevant observations.
The same OCR technology also pre-fills a scenario analysis screen allowing us to immediately identify key income breakpoints for tax planning opportunities like ROTH conversions, tax-efficient withdrawals, charitable giving, and much more.
Healthcare Planning – Make provisions for the two primary phases of healthcare needs within your plan: Medicare years and extended healthcare needs.
Legacy – We help you choose between a trust or will and connect you to an attorney group that can complete the necessary legal documents.
An ongoing process, Service is the maintenance and monitoring stage of the 365 Retirement Plan™.
There are three really important things about our firm that separate us from others:
1. All we do is retirement planning. We are retirement specialists with a simple goal of making sure you don’t run out of money.
2. We limit the number of new clients we take on so we can ensure that our clients receive massive value and personalized service.
3. We invest in industry-leading technology to simplify our clients’ lives, so our retirement plans work every day of the year, so you don’t have to.
Based in Newton, Massachusetts, we serve clients nationwide.
We’re detailed and personal and use the latest technology for a beautiful user experience.
We are retirement planning professionals and do our best work with:
We do our best work with people looking for a long-term relationship. Currently, our firm is not equipped to offer an hourly fee schedule or a one-time project fee option.
If you need help locating a financial planner who offers these fee options, send us a note and we will do our best to get you in the right hands.
Yes! While many of our clients are in Southern New England, we work with retirement savers all over the United States.
Our firm is equipped to meet with clients and potential clients through the video conferencing software, Zoom.
Each virtual meeting is protected by a complex, unique password and we adhere to the strict security guidelines necessary to protect your privacy.
Complete the form below to meet us.
(We’ll never share your information with anyone.)
We look forward to meeting you!
To schedule your explore session call, fill out the form, and then find a time on the calendar that works best for you.