Are You An Ostrich?
When you realize you might soon be facing an uncomfortable situation, do you tend to “ignore” it, in hopes that things will naturally work out? As long as you don’t think about it, your worries aren’t fully realized – you can imagine that things aren’t as bad as you fear, or, maybe it will sort […]
Should You Participate In Your Employee Stock Purchase Plan?
There’s a reason your employer offers you a benefits package; it’s an incentive for you to stay with the company and a reward for your hard work and loyalty. Plus, if your employer can align your financial well-being with that of the company, it’s a win-win for everyone. One way employers do this is by […]
Tax Traps That Can Eat In To Your Retirement Income
The forgotten cost in almost every retiree’s retirement withdrawal plan… Uncle Sam’s (the government). A lot of retirees will face some sort of “tax trap.” What are they and is there any way to avoid them?
How To Adjust To Being On A Fixed Income In Retirement
So, you made it to retirement with a decent nest egg to live off of. That’s worth celebrating! Now for the million-dollar question: How do you make it last for the next 20-30 years?
Monthly Budget Worksheet
Sitting down with a professional and following this simple budget plan could be the most important thing you do all year.
Family Organizer Kit
In today’s world, our lives are constantly evolving from one phase to the next — a new job, buying a house, getting married, having kids, and creating a retirement plan. Once more, all of these events are documented.
Will You Face an Income Gap in Retirement?
Not all retirement expenses are created equally. As you prepare for retirement, it is important to understand there are generally two kinds of retirement expenses: ESSENTIAL:These are expenses you have to pay, such as your mortgage and other related home expenses, food, car bills/maintenance, healthcare, etc. DISCRETIONARY:There are your “lifestyle” expenses, such as entertainment, travel, […]