Has Your Financial Literacy Been Declining?
Studies show that Americans think of themselves as financially savvy, but in actuality, financial literacy has been declining.[1] Between 2009 and 2018… the amount of people who could correctly answer most questions about interest rates, inflation, bond prices, financial risk and mortgage rates dropped — from 42% to 34%. That “clear trend of declining […]
Unexpected Risks To Your Retirement Plan
What comes to mind when you imagine something wiping out your retirement savings? A personal tragedy? A natural disaster? Maybe a recession? There’s no doubt that these events could significantly impact your portfolio, but they are largely out of your control. The real dangers to your retirement plan are the little-known and often […]
Why Your Portfolio Strategy Needs To Be Different Than When You Were Working
What’s your goal, financially speaking, for retirement? Most likely, its to make sure you have enough money to last through your years in retirement while living the lifestyle you planned for. It sounds pretty straightforward, right? Where it gets complicated is negotiating between two equally valid but CONFLICTING concerns with your money in retirement:
What Happens If You Retire Right Before A(nother) Market Crash?
Thinking You Should Delay Your Retirement Date? Consider This…
A landmark study released in August found that 39% of American workers, some 68 million in all, are changing the timing on when they plan to retire. What are the reasons for making that decision and how should you address them if you are also thinking about changing your retirement date?
4 Ways To Catch Up On Saving For Retirement
Your retirement is known as “the golden years” for a reason. Traveling, relaxing, spending more time with family and friends…knowing that one day you’ll be able to choose whatever it is that you want to do is what keeps most of us working so hard day in and day out. But what happens if you […]
5 Financial Planning Challenges In The First 10 Years Of Retirement
Even under normal circumstances, planning for retirement can be stressful. With the chaos that a global pandemic brought into our world, we know you’re hoping for a relaxing, enjoyable life post-retirement now more than ever. And most likely you’re concerned about how these recent events will affect your retirement. But remember, it’s not just about […]