Rubino & Liang Wealth Partners
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YOU SHOULD ENJOY YOUR RETIREMENT, CHOOSING TO DO WHAT MAKES YOU HAPPY.
Travel, time with family, or enjoying things you didn’t have much time for when working; you should ENJOY your retirement, choosing to do what makes YOU happy.
Managing your own wealth in retirement can be incredibly time-consuming, complicated, and emotionally draining.
Choosing investments, research, and deciding what to sell (and when!) can all take hours off the clock.
THAT’S WHY WE CREATED THE 365 RETIREMENT PLAN
Retirement in today’s world faces unprecedented challenges, and operates according to a new set of rules.
In a world of interest rate manipulation by central banks, high-frequency trading on Wall Street, high sovereign and personal debt, volatility in financial markets, currency wars, geo-political threats, retirement may only be possible by learning and applying updated concepts and smarter techniques.
RETIREMENT TODAY OPERATES ACCORDING TO A NEW SET OF RULES, AND YOU NEED A STRATEGY THAT IS FLUID ENOUGH TO MOVE WITH THE EBBS & FLOWS THAT ARE HAPPENING IN TODAY’S WORLD
Rubino & Liang Wealth Partners has been serving clients in Boston, MA, for over two decades.
We are a team of experienced retirement and financial advisors dedicated to offering real solutions to your financial challenges, both today and in the future.
Our number-one priority is making sure you, our client, get the best financial care possible. Our team approach ensures you get the best advice and strategies for your situation, and our attorney and CPA partners help us complete your financial picture.
In other words, we take care of your financial future so you can focus on doing what you love.
Our retirement planning process is designed to create a personal relationship with you, taking the time to truly understand your unique personal and financial situation.
From discovery to recommendations and implementation, every step is designed with you in mind, and built to work for you, every-day of your retirement, 365 days a year.
Our first meeting is all about you — your concerns, your dilemmas, and yourultimate wish list for retirement. This thorough question-and-answer session is dedicated solely to you, and will help us create a solid foundation on which to build our second step in the process.
Our job is to listen to you and ask the right questions so we can help you create a customized plan.
We assess your current financial position with a detailed analysis of your:
At this stage, we will also take a look at your current investments and run a personal benchmark analysis. We’ll explain the strengths and weaknesses of your current portfolio, and provide your percentage probability of success in retirement if you stay with your current investments.
We show you whether you are on track to meet your goals based on our analysis, or if an adjustment is needed to get on track.
When creating your plan, we strive to:
We take the time necessary to answer any questions you may have during this stage of the process.
Together, we decide the best option for you and put your customized 365 Retirement Plan into action.
Our team is here to walk you through the paperwork and the account transfer process. You are now ready to embrace retirement with added confidence.
Your 365 Retirement Plan is in place! You can have added confidence that we will monitor your plan’s performance and make suggestions as needed to help make sure it continues to be as successful as possible.
We regularly monitor your accounts, assets, and goals to help ensure they continue to align with the written plan we built together.
If anything changes with your desires or your situation, we reconvene to adjust the plan as necessary to evolve with your needs.
If we note anything of concern while monitoring, we’ll contact you so that we can choose a plan of action together.
Geoff and Kristin don’t have a set retirement date.
Not because they can’t retire, but because they’re not sure when (or if) they want to stop working.
They’ve worked for years to excel in their respective fields and they aren’t ready to leave their passions simply because they’re nearing “traditional” retirement age...
Debbie has four adult children and three grandkids. She lives modestly, owns her home, and looks forward to spending more time with family.
With a realization of the variety of investment accounts - including 401ks from former employers, stock options, and multiple brokerage accounts - that accumulated over her years as a medical researcher, Debbie began thinking about retirement.
Harold devoted 32 years to his company before deciding it was time to move into the next chapter of his life. He and his wife Diane were looking forward to traveling, golfing, and giving back to their community.
His retirement package included a 401(k), stock options, but no pension. He was hoping to put these assets to work so he and Diane could enjoy a comfortable future filled with all the things they dreamed ...
(Note: These case studies are hypothetical, do not involve a Rubino & Wealth Partners client, and should not be construed as a guarantee.)
Let’s Chat.
Whether you’re asking questions about when you can retire, how to manage your investments, or if you have enough to leave the impact you want for your family and community, we’re here to help.
Our 365 Retirement Plan Process™ is designed to create a personal relationship with our clients, taking the time to truly understand their unique personal and financial situation. Just as no two people are alike, we believe no two retirement plans should be, either. We take the time to create customized strategies to help our clients pursue their retirement goals.