Is $950,000 Enough For A Comfortable Retirement?
Step 1: Watch The Video Let’s talk longevity— can you make $950k stretch across a 25- to 35-year retirement? What investment strategies maximize the longevity of a $950k retirement portfolio? Well… it depends. You really need to understand two things: your risk tolerance and your risk capacity. Risk tolerance is emotional — how much […]
Thinking Of Claiming Social Security at Age 62? Consider This…
Step 1: Watch The Video In this video, John Conley discusses why claiming Social Security at 62 can be one of the biggest financial mistakes we see clients make – and why companies like Fidelity would rather you learn this lesson the hard way. Through working with countless clients who claimed early and regretted it, […]
Retirement Planning: Mastering What You Can (And Can’t) Control
Step 1: Watch The Video Achieving better retirement decisions hinges on understanding two key elements: what you can and can’t control, and how your brain operates. At Rubino & Liang, we guide clients through an essential retirement planning mindset shift: recognizing what’s within your influence and what isn’t. This distinction is critical during the […]
The Pension Trap: Why Pensions Silently Delay Retirement
Step 1: Watch The Video Why do so many pre-retirees delay their pensions without a second thought? Because they’ve been told to. “Delay and get more.” That’s the default advice. But rarely is it followed by, “…assuming you live long enough to benefit.” In truth, many retirees delay claiming their pensions based on incomplete information […]
Two Retirees Started With The Same, Yet One Ran Out at 68 — Here’s Why
Step 1: Watch The Video Recently, John spoke with a person who got in contact with us through the free questionnaire below, and they asked if it mattered when they started their social security benefits. So in this video, John reveals the shocking differences between two retirees who started with identical savings, yet one […]
Your Retirement Plan Could Be Built On A Math Mistake
Step 1: Read The Article When it comes to retirement planning, averages often hide more than they reveal. Specifically, relying on investing average rates of return doesn’t reflect the real-world ups and downs of your financial life in retirement. While your Portfolio Income Needs (PIN) does an excellent job of helping you estimate the average […]
A $1,500,000 Retirement Is Not As Easy As You Think
Step 1: Watch The Video In this video, we’ll look at why having $1.5 million saved does NOT automatically mean you are ready to retire. Over our years of working with clients who have accumulated substantial assets, we’ve identified specific barriers that often prevent retirement, even with seven-figure portfolios. That’s exactly why we made this […]