Step 1: Watch The Video
Why do so many pre-retirees delay their pensions without a second thought?
Because they’ve been told to.
“Delay and get more.” That’s the default advice. But rarely is it followed by, “…assuming you live long enough to benefit.”
In truth, many retirees delay claiming their pensions based on incomplete information — or fear. Fear of running out of money. Fear they haven’t saved enough. Fear that retiring earlier means retiring poorer.
And some of that fear is fueled by general financial advice. Many retirement articles, online calculators, and even HR reps push a narrative that later is always better. Bigger checks, stronger math, longer horizons.
But here’s the problem: that narrative ignores personal circumstances. It treats longevity as guaranteed. And it overlooks the real possibility that delaying a pension might actually reduce your total lifetime benefits — especially if your health isn’t ideal.
So — if you’re 58, 60, even 64, and thinking “I’ll just wait two more years,” it’s worth asking:
Is that really the best move for me? Or just the one I’ve been conditioned to believe is safe?
Because sometimes… waiting costs more than you think…
Step 2: Fill out The Questionnaire Below
And Receive Your Personalized Assessment Video
How Much Do You Need To Retire?
Out of our thousands of hours of consultations with clients, we always got one question more than any other:
“How much do I need to retire?”
So we made this short quiz that lets anyone, by taking 3-minutes to fill it out, get completely personalized and professional video feedback on this question.