Rubino & Liang Wealth Partners

Tax Planning Services

Optimize Your Tax Strategy for a More Secure Retirement

Navigating the complexities of tax laws and regulations is essential to maximizing your retirement income and preserving your wealth. 

 

At Rubino & Liang Wealth Partners, we specialize in creating tax-efficient strategies tailored to your unique financial situation.

Introduction to Tax Planning

If you’ve been working for 40+ years, there is a VERY high chance that you’ve had the “pleasure” to pay your share of taxes. So why is it such a surprise to recent retirees as to how much they end up paying in taxes when they enter retirement?

Because they didn’t create a tax planning strategy to help minimize their taxable income in retirement.

It’s been said before, but there’s a not-so-silent “partner” on your retirement accounts – Uncle Sam.

So, as part of our 365 Retirement Planning Process, we invested in software to help make the financial planning process more efficient, while creating more value for every client.

We understand the impact of changing tax laws on your financial plan and work diligently to optimize your tax strategy.

Key Challenges in Tax Planning

Tax planning involves addressing challenges such as navigating evolving tax laws, managing income distributions, optimizing deductions, and planning for estate taxes. 

 

Our expertise ensures your tax strategy is aligned with your retirement goals.

Our Approach to Investment Planning

  1. Comprehensive Analysis: We conduct a comprehensive analysis of your tax situation, identifying opportunities for savings and efficiency.

    Using advanced OCR technology, our software can read a tax return and creates a customized, white labeled tax report complete with relevant observations in just seconds. Yes, seconds.

   

  1. Strategic Tax Management: The same OCR technology also pre-fills a scenario analysis screen allowing us to immediately identify key income break points for tax planning opportunities like ROTH conversions, tax-efficient withdrawals, charitable giving, and much more.

    Based on our analysis, we develop a personalized tax strategy that minimizes tax liabilities while maximizing deductions and credits.

   

  1. Estate Tax Planning: We work with estate planning attorneys to integrate estate tax planning into your overall strategy, ensuring a smooth transfer of wealth to future generations.

   

  1. Proactive Adjustments: Our team proactively adjusts your tax strategy in response to changes in tax laws and your financial circumstances.

Start Building Your 365 Retirement Plan Today

Ready to optimize your tax strategy for a more secure retirement?

Schedule a consultation today to begin planning with our team.