Market Recap: 4th Quarter 2018 vs 1st Quarter 2019
It was only a few months back when the markets created some unrest in a lot of investors, especially ones approaching retirement or in retirement. The 4th Quarter of 2018 saw extreme volatility, and mostly the bad kind. Major indices erased the year’s gains, the Dow Jones was down 12%, S&P 500 down 14%, and […]
Countdown To Retirement Tips (10, 5, and 1 Year From Retirement)
There are three milestones on your way to retirement that we’d like to address in this post, and some action items you might want to consider that may help you in your preparation of retirement. 10 Years From Retirement? How much should you have saved? The answer is different for everyone, but the “rule of […]
Three Types of Investment Accounts & How They May Affect Your Retirement Income
This week’s blog is a homage to a book that we’ve been giving to people who come in for a consultation for years, The Power Of Zero by David McNight. If you come in for one of our 365 Retirement Plan consultations, you’ll receive a copy of this book so that you can always reference […]
Six Action Items To Help You Prepare For A Solid Retirement
You’ve made it to that magical time in your life – the home stretch to retirement. Whether you have made the decision to work another ten years, or even one year, there are ways to start preparing immediately so that you can help your retirement years be worry-free. You worked hard to get there, but […]
5 Frequently Asked Questions About RMDs & IRAs, Answered
You’ve set aside money all of these years, hoping to have a fluffy nest for retirement. You’ve taken advantage of the IRS’ generosity allowing you to set aside funds each year and not include those funds in your taxable income. You may even have been fortunate enough to earn an employer match on those funds […]
How Retirement Strategies Should Change As You Age
Everyone should have a strategy for meeting their goals in retirement, but retirement can last for decades; you should adjust your strategy periodically depending on where you are. We are taught that we need to grow our investments to the biggest number possible, but when is that number sufficient enough to provide for your unique […]
Sequence Of Returns Risk: How WHEN You Retire Could Make or Break Your Retirement Portfolio
What is Sequence Risk? Sequence risk is also called sequence-of-returns risk. It becomes a danger as an individual takes withdrawal from their retirement savings. The order or the sequence on annual investment returns is a primary concern for retirees who are living off the income and capital of their investments.