A 15-Minute Retirement Income & Tax Snapshot (Built Around Your Numbers)
If you’re within 5–10 years of retirement (or recently retired) and you’ve saved $500,000+, this quick Snapshot helps you pressure-test what your portfolio can realistically support — and what to do next.
A quick diagnostic call to help you get oriented and decide your next move
- Estimate your Portfolio Income Needs (PIN) range — the income your assets may need to produce to support your lifestyle
- Identify the 1–2 biggest “silent risks” that can shrink retirement income (taxes, timing, withdrawals, etc.)
- Leave with a written next-steps based on our 365 Retirement Plan framework
A 15-Minute Retirement Income & Tax Snapshot (Built Around Your Numbers)
If you’re within 5–10 years of retirement (or recently retired) and you’ve saved $500,000+, this quick Snapshot helps you pressure-test what your portfolio can realistically support — and what to do next.
A quick diagnostic call to help you get oriented and decide your next move
What You'll Walk Away With
In 15 minutes, we’ll help you move from “I think we’re okay” to “Here’s what we should do next.”
Your Portfolio Income Needs (PIN)
a practical estimate of what your portfolio may need to generate to support your retirement lifestyle
Your Top Planning Priority
what matters most right now — income strategy, tax strategy, withdrawal timing, or risk control
Your Next-Step Map
A simple plan that shows the next 1–3 actions to improve confidence and reduce avoidable mistakes
Why it matters: Because most retirement anxiety isn’t about “market noise” — it’s about not having a framework you trust.
Who Is This For?
This is built for people who want an adult conversation about retirement income, not generic advice.
Good fit if you:
- Are 55–70, and retirement is less than 10 years away (or you’ve recently retired)
- Have $500,000+ in investable assets (not including home value)
- Want to coordinate income + investments + taxes (not just “pick funds”)
- Are thinking about when to retire, how much you can spend, or how to reduce lifetime taxes
Not a fit if you:
- Are looking for day trading, stock picks, or “beat the market” talk
- Are mainly seeking budgeting/debt coaching
Not sure if you’re ready for a call? Start with our videos and other resources.
How It Works
Answer a few quick questions
So we can understand your situation
Choose A Time
For your 15-Minute Snapshot
Get Your Next-Step Framework
(and decide if it makes sense to go deeper)
Note: This call is a short diagnostic. If it looks like there’s real planning value, we’ll suggest a deeper next step — but the Snapshot itself is designed to be useful on its own.
The 365 Retirement Plan Framework
Why we built our process this way:
Most firms start with your investments. We start with your retirement income reality.
The 365 Retirement Plan is our structured process for aligning:
- Income (how your retirement paycheck gets built)
- Investments (how your portfolio supports that paycheck)
- Taxes (how to keep more of what you earn)
- Timing decisions (retirement date, Social Security, withdrawals)
At the center is a simple idea: your Portfolio Income Needs (PIN) — the amount of income your portfolio may need to generate to support your lifestyle after accounting for Social Security, pensions, and other income sources.
Frequently Asked Questions
Is there a cost?
There is no cost for the snapshot.
Why should I consider working with Rubino & Liang Wealth Partners?
If you’re looking for someone who will simply trade stocks to “beat the market,” you’re in the wrong place.
But if you are interested in things like lowering your tax bill, investing smarter, and creating a reliable income stream in retirement, you’re in the right place.
What should I bring to the call?
If you have them handy: approximate portfolio balance, income sources (pension/Social Security timing ideas), and your best guess at monthly spending in retirement.
What happens after the Snapshot?
We’ll follow up with a recap email and recommended next steps. If you want help implementing it, we’ll outline what a deeper planning process would involve.
Is this a sales call?
No. It’s a quick diagnostic conversation to help you get oriented. If it’s clear that we can add value, we’ll tell you what a next step could look like.
What makes us different than other financial advisors?
There are three really important things about our firm that separate us from others:
1. All we do is retirement planning. We are retirement specialists with a simple goal of making sure you don’t run out of money.
2. We limit the number of new clients we take on so we can ensure that our clients receive massive value and personalized service.
3. We invest in industry-leading technology to simplify our clients’ lives, so our retirement plans can be designed to work every day of the year, so you don’t have to.
Do you offer an hourly or one-time fee option?
We do our best work with people looking for a long-term relationship. Currently, our firm is not equipped to offer an hourly fee schedule or a one-time project fee option.
If you need help locating a financial planner who offers these fee options, send us a note and we will do our best to get you in the right hands.
Can you meet virtually?
Yes! While many of our clients are in Southern New England, we work with retirement savers all over the United States.
Our firm is equipped to meet with clients and potential clients through the video conferencing software, Zoom.
Each virtual meeting is protected by a complex, unique password and we adhere to the strict security guidelines necessary to protect your privacy.
Ready For Clarity?
If you’re within 10 years of retirement and want to pressure-test your income + tax plan, start here.
Boston area office
189 Wells Avenue, 3rd Floor Newton, MA 02459
Disclosure
Office Phone
Phone: (617) 630-8787
Fax: (617) 630-8325
